Will I get a penalty for not having health coverage?
The penalty is prorated to the months you didn't have coverage. It's also dependent on your income.
You could owe up to 7/12ths of the formula. Read the form 8965 instructions carefully to see if any of the exceptions apply to you. Note, the 2 month gap exception will not apply as you were not covered for 7 months.
Health Insurance Coverage Still Required in 2018 - AARP https://www.aarp.org/health/health-insurance/...2018/penalty-no-health-insurance-201... Mar 14, 2018 - Not having health insurance this year will cost you: The penalty is $695 per adult and $347.50 per child for a maximum of $2,085 per family, or 2.5 percent of the household income, whichever is greater. The dollar amount for the 2018 penalty may change because it's subject to an increase for inflation.
Use their worksheet to figure it out. If you were on unemployment for those months, it is possible that you could not afford the cobra coverage.
By the way I live in New York and this is for filing my taxes
Call your health insurance and ask them.