In America, Is it true if you identify as white, you can get a better credit rating with banks?

electricpole

In America, if you have a good credit history you can get a better credit rating. Period.

RICK

Used to be that way

Foofa

One builds credit by using credit and making the payments in a timely manner. The agencies that issue credit ratings don’t even know what race someone is.

RP

History seems to suggest it.

Mark

This is one thing in "America", you cannot do.... But a lot of other thing you have heard about "America", you still can do, regardless of "things that are quite illegal" .